October 2017

Found 6 blog entries for October 2017.

Why a 20% home down payment may not be worth it


It's tough to feel financially prudent when buying a house these days.

That's why an increasing number of first-time buyers are saving a down payment of 20 per cent or more. In doing so, they avoid having to buy mortgage default insurance which, in the case of a house price of $487,095 (the national average) bought with a 10 per cent down payment, would be 3.1 per cent or $13,590. This premium is generally added to the mortgage, which means more interest to pay.

It certainly sounds financially prudent to make a 20-per-cent down payment where possible, but this isn't always the case. In fact, you may save money both now and in the future by

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Come visit our Open House this Saturday October 28th between 2-4 PM to view this phenomenal unit located in the sought after SHANNON ESTATES VILLAS complex in Shawnessy. The well managed and impeccably maintained complex has an AGE RESTRICTION of 35+ and is close to public transportation, great shopping and recreation facilities, perfect for parents who are feeling the empty nest blues. 

With over 2170 SQFT of developed living area this Bungalow style villa boasts a huge master retreat with 4 piece ensuite featuring a soaker tub & separate shower. The master is located on the main floor and and has a huge walk-in closet. The main living area is open and sunny & offers a large living room with 3 sided gas

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As of January 1st 2018, all prospective buyers, even those with a down payment of over 20% will be required to undergo a "stress test" before any banking institution will be able to issue a loan for a mortgage. In the past only buyers with a down payment of less than 20% had to undergo these so-called stress tests, in which prospective buyers would have to qualify for a mortgage rate either 2 percentage points above the negotiated rate, or the Bank of Canada's five-year benchmark rate, whichever was the greater of the two. As of now the the central banks five-year rate is sitting at 4.89%. The original proposal for these measures was made in July 2017 amid the concern over rapid house price appreciation happening within southern Ontario. Since the

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JUST LISTED AT $399,900.00. This is the perfect chance to purchase your first home or add an investment property to your collection. Elgin is home to a brand new middle school as well as a plethora of beautiful parks and walking pathways for families to enjoy. Within McKenzie Towne you will find the vibrant High Street that is home to restaurants, pubs, shops & Sobeys. You are just minutes away from the New South Health Campus, Calgary's newest hospital located in Seton, which also features a YMCA recreation facility. Seton will soon be home to a multitude of shops, restaurants and services including all major banks, a Cineplex movie theatre and grocery

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Come visit us on October 21st between 2-4 PM for an Open House at 179 Cranarch Circle SE in the beautiful community of Cranston, located above the Bow River & Fish Creek Park. Cranston is a peaceful community with amazing access to Parks, Playgrounds & Fly Fishing in the Bow River. If you are an avid cyclist or Dog Lover the pathways in Fish Creek Park will entertain you for hours. If you have a dog who loves to swim you can access coulees along the rivers edge where it is safe for pups to splash and play. You can get in touch with nature living in Cranston as you will usually encounter wildlife on every walk. 

Driving up to this home will have you falling in love

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Welcome Home to Aspen Estates!


OPEN HOUSE SATURDAY OCTOBER 14 10 FROM 2-4 PM** JUST REDUCED TO $999,000.oo This is your chance to live in Aspen Estates in a beautifully upgraded home built by Luma. The Community of  ASPEN ESTATES has some of the best Private Schools in Calgary  as well as both Public & Catholic Schools. Aspen Estates is one of the only exclusively estate communities in Calgary and is located only 15 minutes from the Downtown Core. Your escape to the mountains from this home will be quick too with access to Highway 8 from 17 Avenue.  Some of the best restaurants in Calgary can be found on the West side too! My favs are the Vin Room West or Mercato West.

Your new home has 2714 Sq feet of luxurious living

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